We have repeated time and again the importance of travel insurance, especially when joining adventurous features in Nepal. Nepal has all sorts of outdoor activities, from mountaineering and trekking to rafting, bungee jumping, paragliding, canoeing, etc.
As thrilling as these activities are, they are equally dangerous if not done under the proper guidance. And sometimes, even with proper guidance, things can take a turn, and one can get hurt. So, it is essential to have travel insurance to back you up in an emergency in a foreign country.
Unseen situations like landslides, avalanches, altitude sickness, accidents, unstable weather, and so on can result in unavoidable circumstances. Therefore, we request all of our guests to have travel insurance.
The Himalayan Rescue Association and Nepal Mountaineering Association manage some part of the insurance in Kathmandu. However, depending entirely upon these organizations cannot be enough in extreme situations, so you are also advised to be in touch with the embassy or international organizations that can give you an insurance facility.
Some of our strenuous trekking and most of the climbing/mountaineering packages mandatory require travel insurance with a rescue and evacuation policy. Do know that, without travel insurance or the promise of a cash deposit in Kathmandu, rescue services rarely come to aid.
You can get minor insurance in Nepal for personal belongings, luggage, and travel documents. Likewise, foreigners cannot take out major insurance in Nepal, therefore you have to get one in your own country.
Canada
RBC Travel Insurance www.rbcinsurance.com/travelinsurance
TuGo Travel Insurance www.tugo.com
Can Assistance www.canassistance.com
TIC Travel Insurance www.travelinsurance.ca
America
Travelex Insurance www.travelexinsurance.com
World nomads / Trip mate USA service.worldnomads.com
Travel Safe Insurance www.travelsafe.com
AXA Travel Insurance www.axa-assistance.us/bassline.php?p=1741
Travel Insured International www.travelinsured.com
Allianz Travel Insurance www.allianztravelinsurance.com
Blue Cross Blue Shield www.bcbs.com
United Kingdom
InsureandGo Travel Insurance www.insureandgo.com/travel-insurance
Virgin Travel Insurance uk.virginmoney.com/virgin/travel-insurance/
Post Office www.postoffice.co.uk/insurance
Dog Tag Insurance (UK) www.dogtag.co.uk
Europe
Europe Assistance (All European) www.europ-assistance.com/en
Allianz Travel Insurance (Germany, Switzerland) www.allianztravelinsurance.com/
Uniqa Insurance (Austria) www.uniqa.ch/home/
Asia & Middle East
Clal Insurance (Israel) www.clalbit.co.il
Mitsui Sumitomo Insurance (Japan) www.ms-ins.com/english/
Life Card Travel Insurance (Japan)
Sompo Insurance (Japan) www.sjnk.co.jp/english/
Australia
International SOS www.internationalsos.com
Allianz Travel Insurance www.allianztravelinsurance.com
QBE Travel Insurance www.qbe.com.au/Personal/Leisure-Travel/Insurance.html
Budget Direct Travel Insurance www.budgetdirect.com.au/travel-insurance.html
1Cover Travel Insurance (New Zealand) www.1cover.com
Aussietravelcover www.aussietravelcover.com.au
DECLARATION: These companies were recommended by our previous travelers and are for recommendation purposes only.
It is always better to be safe than sorry, especially in the Himalayas!